Multiplayer11 min readUpdated 2026-07-19

GTA 6 Online Heist Guide — Setup, Roles, and Payout Optimization

GTA 6 Online launched with four full heists, and the payout gap between a well-run team and a pickup group is enormous. This guide covers the crew roles, prep priority, and difficulty scaling that actually move your take.

The four launch heists

Cayo Vice, the Casino Reprise, the Cargo Ship, and the Everglades Compound. Cayo Vice is soloable, the others are strictly 2–4 player. Cargo Ship pays the most per hour once your team is drilled.

Crew composition

One driver, one hacker, one heavy, one scout. Skipping the scout to run two heavies is the most common mistake — the scout's silent takedowns skip half the alarm phases entirely.

Prep mission priority

Always run the alarm-disable prep first. It halves the police response tier during the finale. Skip the vehicle prep — the default getaway car is fine and the prep pays less than a bounty board.

Hard mode payout math

Hard mode adds a flat 60 percent to the base payout but doubles the healing item cost. Only run hard mode after your team can complete the finale without dying — otherwise easy mode nets more per hour.